Alternative Banking · FX · Global Payments
Seamless access to banking, multi-currency accounts, and tailored financial services — designed to fuel your growth and international expansion.
001 — About Us
PAYG8 is an independent financial consultancy specialising in alternative banking, FX and payments. Our mission is to make financial services more accessible, helping clients streamline operations by connecting them with trusted, cost-effective partners.
Through our extensive network of banks, EMIs, APIs and payment institutions, we offer direct access to banking services, local collection and payment solutions — all designed to support sustainable growth and global expansion.
Founded in the UK, PAYG8 has grown into a globally connected consultancy with a diverse portfolio of reputable partners. This reach enables us to support clients across various industries, navigating complex jurisdictions with precision and efficiency.
We tailor-make business solutions leveraging our expansive global network of banks, EMIs, and financial institutions.
Optimise your payment operations with physical and virtual multi-currency accounts. Dedicated IBANs issued in your company's name, enabling smooth receipt and distribution of funds through Tier 1 banking partners across the UK and Europe.
Access competitive foreign exchange rates and local payment collection capabilities across 40+ currencies. Purpose-built for businesses expanding internationally, with full compliance built in at every step.
Open dedicated business or personal accounts tailored to your needs. Benefit from fast onboarding, competitive rates, and full access to our global network — giving you the financial foundation to operate confidently at home and abroad.
002 — Our Aims
Deliver the right solution with the best commercial terms to suit your business needs.
Work with leading global financial institutions for reliable, top-tier banking solutions with unmatched security.
Easily handle transactions in over 40 currencies to simplify and accelerate your global operations.
Expand your reach with tailored solutions designed specifically for international growth and market entry.
Stay ahead with fully compliant solutions that optimise your processes, reduce costs, and protect your business.
We combine strong banking relationships with deep industry expertise to deliver tailored financial solutions. We simplify complex processes, secure better terms, and help your business grow with confidence.
Get Started TodayStrong ties with Tier 1 financial institutions help us secure competitive, tailored solutions for every client.
We negotiate custom terms that give your business a genuine edge in cost, flexibility, and speed to market.
Decades of experience navigating global financial services for businesses of all sizes, across all sectors.
From research to execution, we handle every detail so you can remain focused entirely on growth.
We're here to help. Fill out the form to receive a free consultation and discover how we can turn your financial challenges into growth opportunities.
Legal — Disclaimer
Equals Connect Limited
Payment services are provided by Equals Connect Limited, registered in England & Wales. Registration No: 07131446. Equals Connect Limited is licensed and regulated by HMRC as a Money Service Business (MSB), Licence No: 12594438. Equals Connect Limited is authorised by the Financial Conduct Authority as an Authorised Payment Institution, Firm Reference Number: 671508.
Ebury Partners UK Limited
PAYG8 Ltd's Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. PAYG8 Ltd is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Ltd is registered with the Information Commissioner's Office, registration number: ZA345828.
Impartial Advice
We maintain complete neutrality by receiving uniform compensation from all of our partners. This ensures that our recommendations are based solely on what's best for you — not on incentives. Think of it as a results-driven approach, where our success is tied to finding the solution that best fits your long-term goals.
Ready to get started? Complete our pre-onboarding questionnaire to begin the PAYG8 onboarding process. Upload your supporting documents, track your progress, and communicate directly with our team — all in one place.
Start QuestionnaireRegister with your name, company, and email. Your progress is saved automatically so you can return at any time.
Provide details on your company, payment volumes, FX requirements, and pricing expectations across nine structured sections.
Securely upload KYC documents — IDs, registration certificates, bank statements — and tag each file for easy review.
Our team reviews your submission, requests anything additional via the in-portal messaging system, and gets you started.